Top 5 Questions On Insurance For Restaurants

Congratulations! Whether you’ve been a foodie your whole life or your mom’s home cooking recipes are ready to see the spotlight, opening a restaurant is finally on the horizon. As we all know, knowing how to make a delicious dish is one thing, but running the restaurant is another job on its on. We connected with CoverWallet, an insurance company, and Shelly Nan, Co-Owner and General Manager of Bambu, to tackle one of the most confusing topics in opening restaurant doors: insurance. THE BASICS Do I really need insurance? Yes, absolutely! Because of the nature of a restaurant, there are so many opportunities for something to go wrong. Whether it’s food-related illness, an on-site accident, or an unforeseen event, having insurance…

Jackelyn Ho

Thursday Thought Leader: Steven Owen

We met Steven Owen, President and Owner of Southern Claim Solutions, when we became exhibit booth buddies at this year’s Property and Casualty Insurers Association of America conference. Have you ever experienced a moment when you connect with someone right off the bat? We can’t quite put our finger on it, but his genuine heart and warm demeanor made us feel like long lost friends. To top it all off, it was so rare to see the company’s owners exhibiting, so we appreciated his efficient start-up mindset. Besides the fact that Steven is a whole-heartedly incredible human being, he also has a strong background in construction and claims, an industry he’s been working in for over three decades. In 2000,…

Jackelyn Ho

Thursday Thought Leader: Stephanie Douglas

Stephanie Douglas is one of those incredibly cool kids that you’ve always dreamed of being. Her professional career began when she became a special agent for the FBI, a journey that lasted over two decades. Not only was Douglas part of an extremely high-end operation, she is also an expert in security, investigations, and policy. After her time with the FBI, she went on to head up security at PG&E and now is a Managing Director at Guidepost Solutions. We chatted to Douglas about what it takes to become the best in your profession and how to keep going from there. You’ll want to read this. What inspired you to become involved in the FBI? What was that journey like?…

Jackelyn Ho

So, What’s The Next Big Thing?

You know, sometimes it feels so difficult to keep up with the times. As soon as we hook onto one trend, it’s as if another one pops up just seconds later. Who is setting these trends? Why do some catch on and others don’t? And most importantly, what is the next big thing? We traveled all the way to the heart of Calgary, Alberta to attend the first ever Next Big Thing conference, hosted by multi-talented bloggers Mike Morrison and Kaity Kait. The day included over 30 accomplished speakers with a background in arts, design, writing, marketing, and the creatives. Regardless of their industry, everyone came with one goal in mind: to inspire each other to go after their own…

Jackelyn Ho

Insurance Basics: What Do I Need For a Special Event?

Can you imagine spending months, maybe even years, on a planning an event? Perhaps it’s easiest to keep your fingers crossed and hope that nothing goes wrong, but there is always a chance that something could happen when you least expect it. Thank goodness for special event insurance. Whether it’s your own wedding, a big company party, or a conference, it’s always a good idea to make sure you’re covered in the case of an accident. No event is too small to refuse coverage. Worse case scenarios can include: Guests slipping and falling at the venue Property damage at the venue Photographer’s camera and images stolen at the event Natural disaster occurrence that prevents guests from attending Lost or stolen…

Jackelyn Ho

Insurance Basics: Does My Home-Based Startup Need Insurance?

These days, many Americans are stepping out of their comfort zone to become the CEO of their own companies. Since startup costs can be through the roof, it’s easiest to hit the ground running from your very own home. Whether you’re designing crafts for Etsy, heading up a marketing firm, or freelancing as a writer, you are considered a home-based startup and there’s a pretty good chance you’ll need insurance. We chatted to our friends at CoverWallet to help you decide what you’ll need. What qualifies as a home-based startup? “Any business that is run out of a client’s home and has less than five employees. A home-based business can be anything from a professional running their own business and…

Jackelyn Ho

#IncLiveChat with Barbara Corcoran

Barbara Corcoran is an iconic name in the entrepreneurial world. She’s best known for her fierceness on Shark Tank but originally got her start in real estate as the founder of The Corcoran Group. She started her company with a $1,000 loan from her boyfriend at the time and it’s now worth over five billion dollars. Since her time on Shark Tank, Corcoran has had her hand in over 25 companies, and she’s not stopping anytime soon.

In a recent Twitter Live Chat with Inc Magazine, we got the opportunity to ask her a few questions, which can be seen in the video below or in our full transcription.

Jackelyn Ho

Thursday Thought Leader: Inaki Berenguer

Can you imagine what it must be like to start a company? All sense of security and stability are thrown out the window and you have to learn to hustle as if your life depended on it (because it does). Now, imagine doing it not once, but three times… and being wildly successful with each venture. 

This is the life of Inaki Berenguer. He has a PhD in Engineering from the University of Cambridge and an MBA from MIT. Berenguer has two patents under his belt from his early days as an engineer and after putting in some time at a few prestigious companies, decided to go off on his own. He was the co-founder and CEO of two companies, Pixable and Klink, and now he’s full on in at his latest venture: CoverWallet. There, he has used his background in technology to reinvent the way people manage and buy insurance. Read on to hear how he keeps raising the bar higher for himself and those around him.

Jackelyn Ho

Insurance Basics: Is General Liability Enough?

When it comes to running a business, there’s a lot at stake. Granted, you’re finally the head honcho of your own company, but with that comes great responsibility. Whether you are a retail space or an online business, general liability (GL) is an essential first step to covering your assets. One mistake could cost you a lot and GL helps cover the basics. But, is it enough? We chatted to our friends at CoverWallet for some advice. What does General Liability cover? What are some things it does NOT cover that people usually think it does? “General Liability insurance covers a company or individual for damages that are found to be their fault. For example, if you are a painting…

Jackelyn Ho

Thursday Thought Leader: Dr. Anuruddh Kumar Misra

If we had to give Dr. Anuruddh Kumar Misra a singular title, we would say that he is a physician and the current Medical Director at USHealthWorks. But, do we really have to stop there? We can’t.

His resume is an incredible list of achievements that have us wondering how we can keep evolving. Certified in Internal Medicine with a subspecialty of Sports Medicine, Dr. Misra currently spends his days in Occupational Medicine and Urgent Care. He has specialized in the Workers’ Comp Industry since 2008 and mixes his professional time between volunteer work and continuing education. 

It’s been incredible getting to know Dr. Misra and if there’s one thing you can take away from all of this, know that the limits are only as high as you set them.

Jackelyn Ho

Insurance Basics: Understanding Buzz Words

Whether you’re a seasoned pro or nervous rookie in the insurance world, it’s important to stay up to date with the lingo. Not only will it help you understand your coverage better, but there’s nothing more stressful than exchanging a blank stare with someone at an industry happy hour because you were stuck trying to remember what an “exclusion” included. Thanks to our friends at CoverWallet, this list will help you stay on top of your game and ask better questions if you do run into unfamiliar territory.

Jackelyn Ho

Thursday Thought Leader: Michael Sullivan

Success is not about having it hard or easy — it’s about tenacity, determination, and passion. Not every company starts out with a 20-person team,  corner office, or immaculate board room. Sometimes, it all starts with a really good idea and a dream to create something meaningful. Michael Sullivan of Michael Sullivan & Associates, a workers’ compensation focused law firm, shares the transition of his humble beginnings in a simple bedroom office to a well recognized and trusted brand across seven locations in California. He’s also the creator of Sullivan on Comp, a comprehensive treatise on California workers’ compensation law.

Jackelyn Ho